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Target of a Montachoques Scam? Here’s What You Should Do!

Staying Safe on Mexican Roads: Understanding “Montachoques” and What to Do in Case of an Encounter

Driving is more than just owning a vehicle; it comes with a significant responsibility, especially when navigating busy cities where one can be vulnerable to various types of crime. In this article, we shed light on how “Montachoques” operate in Mexico, providing insights to help you stay vigilant and informed.

Understanding “Montachoques”

“Montachoques” is a term used to describe a criminal tactic involving staged car accidents for extortion purposes. Here’s how it typically unfolds:

  1. Identifying the Target: Criminals select their victim based on various factors. Once the target is chosen, the scam is set in motion.
  2. Lane Change Maneuver: The perpetrator, driving another vehicle, maneuvers into the victim’s lane, positioning themselves directly in front.
  3. Sudden Braking: To stage the accident, the criminal performs an unexpected braking maneuver, forcing the victim to collide with their vehicle.
  4. Extortion Attempt: After the collision, the perpetrator exits their car, attempting to extort money from the victim. Reported extortion amounts range from $1,500 to $35,000 pesos.
  5. Accomplice Involvement: Often, the criminal behind the wheel is accompanied by another vehicle that helps corner the victim, preventing escape.

Common Times and Locations

Incidents of this kind are more likely to occur during periods of lower traffic, enabling criminals to follow their victims more closely. High-risk times include between 11:00 and 11:30 am and after 10:00 pm. Certain roads have been identified as hotspots for “Montachoques,” including:

  • Circuito Bicentenario
  • Calzada de Tlalpan
  • Viaducto Miguel Aleman
  • Periferico Adolfo López Mateos
  • Ignacio Zaragoza

What to Do If You Encounter a “Montachoques” Scenario

If you find yourself in a situation involving “Montachoques,” it’s essential to remain calm and follow these recommendations from the Secretary of Citizen Security (SSC):

  1. Stay in Your Vehicle: Do not exit your car; this ensures your safety.
  2. Contact Your Insurance: Report the incident to your insurance provider and provide them with your location.
  3. No Insurance? Call for Help: If you lack insurance and the criminals become threatening or violent, contact *911 or reach out to the SSC through their Twitter account or the My Police App.
  4. Record Details: Note the license plates, vehicle model, and description of the aggressors’ vehicle. This information is crucial for authorities to pursue the culprits, who could face up to 8 years in prison.
  5. Do Not Pay Extortion Money: Refrain from giving in to extortion attempts.
  6. Verify Credentials: If your insurer’s personnel arrive, confirm their official identification, uniforms, and legal documents to ensure they are genuinely affiliated with the company.
  7. Protect Your Belongings: Keep an eye on your personal items such as keys, driver’s license, insurance policy, and cell phone.
  8. Stay Present During Verification: Remain present during any verification by insurance company staff.

Related article: Navigating Mexico by Car: Driving Do’s & Don’t from California to Las Gaviotas

Insurance Coverage Matters

One of the critical takeaways is the importance of having comprehensive coverage insurance. If you fall victim to a “Montachoques” scam, your insurer will manage the situation. Comprehensive coverage often includes expenses for third-party damages, vehicle theft, and more. In situations without insurance, both parties will be referred to civil authorities to resolve the matter.

Staying informed and prepared can significantly enhance your safety while driving in Mexico. By understanding the tactics of “Montachoques” and knowing the appropriate response, you can enjoy your journey while safeguarding your interests.

Source: Motor Pasion

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Travel Guides

Navigating Mexico by Car: Driving Do’s & Don’t from California to Las Gaviotas

Mexico, with its vibrant culture and picturesque landscapes, is a captivating destination for road-trippers from California. If you’re embarking on your first journey across the border, you’re in for an adventure. To ensure a successful and safe trip, we’ve compiled a comprehensive guide with practical tips to make your road trip to Las Gaviotas, Mexico, a memorable experience.

Tip #1: Leave Your Guns at Home

As a rule of thumb, firearms and related items are strictly prohibited in Mexico. Attempting to bring them across the border can lead to arrest and legal complications. This includes bullets, magazines, and even bulletproof vests. Keep your journey trouble-free by ensuring no firearms are in your vehicle.

Tip #2: Get Mexican Car Insurance

Most U.S. car insurance policies do not extend coverage into Mexico. To ensure your safety and avoid potential legal issues, purchase Mexican car insurance. You’ll find various insurance providers near the border offering affordable plans that can cover your vehicle for a weekend or up to a year.

Tip #3: Understand Customs Regulations

Upon reentering the United States, there are customs regulations to consider. Some items that are legal in the U.S., like certain produce, may not be permitted to reenter. To be on the safe side, declare everything you’ve brought with you from Mexico. This transparency will save you from unexpected complications.

Tip #4: Carry Sufficient Cash

In Mexico, cash is king. While credit cards and ATMs are available, using them could expose you to data security risks. It’s advisable to carry cash and exchange dollars in the U.S. prior to your trip to ensure you have sufficient funds to cover expenses.

Tip #5: Travel Light

For security reasons, minimize the number of items you carry with you. Leave unnecessary credit cards and IDs at home, and bring only one credit card and one ATM card. Keep the rest of your essentials, like your passport, in a secure place.

Tip #6: Prepare for Navigation Challenges

GPS services can be unreliable or inaccurate in some parts of Mexico. To avoid getting lost, bring a paper map. This old-school method can be a lifesaver when technology fails you.

Related article: Target of a Montachoques Scam? Here’s What You Should Do!

Tip #7: Brush Up on Basic Spanish Phrases

While some border towns have English speakers, don’t rely on everyone speaking English. Familiarize yourself with basic Spanish phrases or invest in a Spanish-English phrasebook. This will help you communicate effectively and navigate more smoothly.

Tip #8: Savor Local Cuisine

One of the joys of traveling to Mexico is the delectable cuisine. Many fine restaurants along the border offer delicious meals at a fraction of the cost you’d pay in the U.S. Take the opportunity to enjoy authentic Mexican dishes.

Tip #9: Explore Points of Interest

Beyond Las Gaviotas, there are numerous points of interest along the border. Visit Rosarito, a beautiful beach town, or venture to San Felipe for desert dunes and off-roading. Don’t miss the local wineries between Rosarito and Ensenada for scenic vineyard tours.

Conclusion: Enjoy Your Road Trip

Your first road trip into Mexico can be an incredible adventure with the right preparation. By following these tips, you’ll ensure a smooth and enjoyable journey to Las Gaviotas and the surrounding areas. Embrace the culture, the cuisine, and the sights while staying safe and informed.

Remember to stay updated on any travel advisories or requirements, especially if planning your trip post-pandemic. Safe travels, and may your Mexican road trip be filled with wonderful memories.