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Target of a Montachoques Scam? Here’s What You Should Do!

Staying Safe on Mexican Roads: Understanding “Montachoques” and What to Do in Case of an Encounter

Driving is more than just owning a vehicle; it comes with a significant responsibility, especially when navigating busy cities where one can be vulnerable to various types of crime. In this article, we shed light on how “Montachoques” operate in Mexico, providing insights to help you stay vigilant and informed.

Understanding “Montachoques”

“Montachoques” is a term used to describe a criminal tactic involving staged car accidents for extortion purposes. Here’s how it typically unfolds:

  1. Identifying the Target: Criminals select their victim based on various factors. Once the target is chosen, the scam is set in motion.
  2. Lane Change Maneuver: The perpetrator, driving another vehicle, maneuvers into the victim’s lane, positioning themselves directly in front.
  3. Sudden Braking: To stage the accident, the criminal performs an unexpected braking maneuver, forcing the victim to collide with their vehicle.
  4. Extortion Attempt: After the collision, the perpetrator exits their car, attempting to extort money from the victim. Reported extortion amounts range from $1,500 to $35,000 pesos.
  5. Accomplice Involvement: Often, the criminal behind the wheel is accompanied by another vehicle that helps corner the victim, preventing escape.

Common Times and Locations

Incidents of this kind are more likely to occur during periods of lower traffic, enabling criminals to follow their victims more closely. High-risk times include between 11:00 and 11:30 am and after 10:00 pm. Certain roads have been identified as hotspots for “Montachoques,” including:

  • Circuito Bicentenario
  • Calzada de Tlalpan
  • Viaducto Miguel Aleman
  • Periferico Adolfo López Mateos
  • Ignacio Zaragoza

What to Do If You Encounter a “Montachoques” Scenario

If you find yourself in a situation involving “Montachoques,” it’s essential to remain calm and follow these recommendations from the Secretary of Citizen Security (SSC):

  1. Stay in Your Vehicle: Do not exit your car; this ensures your safety.
  2. Contact Your Insurance: Report the incident to your insurance provider and provide them with your location.
  3. No Insurance? Call for Help: If you lack insurance and the criminals become threatening or violent, contact *911 or reach out to the SSC through their Twitter account or the My Police App.
  4. Record Details: Note the license plates, vehicle model, and description of the aggressors’ vehicle. This information is crucial for authorities to pursue the culprits, who could face up to 8 years in prison.
  5. Do Not Pay Extortion Money: Refrain from giving in to extortion attempts.
  6. Verify Credentials: If your insurer’s personnel arrive, confirm their official identification, uniforms, and legal documents to ensure they are genuinely affiliated with the company.
  7. Protect Your Belongings: Keep an eye on your personal items such as keys, driver’s license, insurance policy, and cell phone.
  8. Stay Present During Verification: Remain present during any verification by insurance company staff.

Related article: Navigating Mexico by Car: Driving Do’s & Don’t from California to Las Gaviotas

Insurance Coverage Matters

One of the critical takeaways is the importance of having comprehensive coverage insurance. If you fall victim to a “Montachoques” scam, your insurer will manage the situation. Comprehensive coverage often includes expenses for third-party damages, vehicle theft, and more. In situations without insurance, both parties will be referred to civil authorities to resolve the matter.

Staying informed and prepared can significantly enhance your safety while driving in Mexico. By understanding the tactics of “Montachoques” and knowing the appropriate response, you can enjoy your journey while safeguarding your interests.

Source: Motor Pasion